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The Group Hospitalization Assistance Program shall cover accidental injury or death and be applicable to BARP members and to members of their immediate family who qualify and pay the minimal cost. The BARP Group Hospitalization Assistance Program (GHAP) will pay the Daily Hospitalization Benefit (DHB) upon receipt of due proof of Member Confinement in Hospital (as defined) resulting from accident. This benefit is not transferable. In order to be eligible for hospitalization and other benefits the member’s account must be active during the month prior to the confinement and during the months of confinement. If not the approved hospital benefit will be pro-rated and paid out only for the active months. This provision shall be applicable to BARP bonafide members and family members whose age range from not less than ten (10) years and above.


  1. A maximum of Thirty (30) days paid confinement for a year in case of accident at Seven Hundred Fifty (Php750.00) per day of actual confinement.
  2. An addition of Twenty Thousand Pesos (Php20,000.00) benefit for burial expenses if the member dies within Ninety (90) days to be reckoned from the day of confinement as a result of the accident.
  3. A Forty Thousand Pesos (Php40, 000.00) burial expense in case of sudden death caused by accident without confinement.

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